Smart Money Vs Globe Banco the differences

 Smart money

Mas maraming service ang smart money as I know and they tell me about things what are the advantages and what are the features that you can use for a better and good transaction, mas malawak ang hinahawakang service ng smart compare to the globe.

Mas gusto ko ang smart money kasi, mas ok siyang gamitin kaysa sa globe banco, ang smart money ay puwedeng gamiting pambayad sa Lazada.com at Philippines airline ticket or kaya namay mag shopping online with lock and unlock features na puwedeng i control using your phone with smart sim card, every transaction made a text message will receive just after a second of any purchase you made online or at any ATM BDO machines nationwide.

Compared to Globe Banco, they offer good service as well as just like smart money but when it comes to the overall score and features smart money is better, some say Globe Banco is good and it is used for saving money even if you want to cash in a little amount of 100 pesos a day or 50 pesos a day puwede daw sabi ng pinsan ko, pero parang nakakahiya naman ata mag cash in ng ganun halaga sa banco pa naman at BPI bank.

I think parang ginaya lang ang smart money na nakipag connect sa Bnak, just a little ralated so much kasi halos parehas naman ang service tulad ng: mag save ka tapos puwede mo siyang kunin pag kailangan mo pero ang wala lang talaga sa globe banco na merson sa smart money ay ang puwede mong gamitin ang debit card for online trasactions.

Ang Globe banco ay may mobile banking service ganon din ang smart money which almost has the same features, para maintindihan basahin na lang po ninyo ang kanilang explanation below:

BPI Globe BanKO is the Philippines’s first mobile phone-based, microfinance-focused savings bank. It was established in 2009 as a milestone partnership between the Bank of the Philippines Islands (BPI), the oldest operating bank in Southeast Asia; Globe Telecom, a leading telecommunications company; and Ayala Corporation, one of the biggest and most respected conglomerates in the Philippines.

BanKO is leveraging its combined assets in banking and telecommunications to promote financial inclusion for the country’s “unbanked”. It is pioneering the delivery of formal financial services through its network of partner outlets. These partner outlets are existing establishments in the community that have been selected, trained, and accredited to conduct customer identification for account opening applications and perform cash-in and cash-out transactions. They are the critical link to bringing financial services to communities, even in remote locations, and ensuring pervasive reach and accessibility across the country.

Moreover, BanKO offers loans to microfinance institutions (MFIs), such as rural banks, NGOs, and cooperatives. These loans can be in the form of wholesale institutional loans and capability-building developmental loans. In the past two years, BanKO has extended over P2B in loans to its partner MFIs, successfully reaching over 400,000 micro-entrepreneurs in the Philippines.

Farming ideas and business development for Filipinos

 Farming ideas and business development for Filipinos

We have listed the best 5 farming ideas and how you can develop the business into extraordinary profit and boost income.

1.    Cattle or Cow – This animal will take about a years to grow but the best thing is that cattle is also one of the highest paying animals on the farm, a capital of 8-9k for a small cattle is a good price for a beginner and the development will just make a little bit harder, maintaining to grow and keeping the cattle healthy is one of the priority and the main thing to focus on because without a water to drink and a grass to eat will make them sick or less weight, we can avoid medicines for a cow just to make sure the animal is in care with a good farmer and he know how to care for it and feeding the cow is not hard to find grass in the farm so fewer expenses for their food and the investment is really satisfied, for an example you have purchased 3 cows with the amount of 8,500 each with a total of 25,500 and then your 1-2 years or sometimes 3 years of caring and feeding the cow will make you rich of course for an instant, the price of a cattle today is ranging up to 30,000 – 45,000 pesos so if you sell the three cow you will have 112,500 in average price. If you worrying where and how to sell your cow there are a lot of people who are looking into it just because many restaurants and butchers are always selling in the market with thousands of people and some are for party food like weddings, funerals, birthdays (if any), and lot more, Filipino loves to party and celebration did you?

2. Goats are some of the best meat for many people and Filipino loves food like caldereta, kilawen, and such exotic ways of cooking, just like cattle farming it almost has the same way to grow this kind of animal, feeding with grass but the only difference is that goat has the other taste of grass or leaves in the farm so make sure to research what is the food that is good and bad for a goat to eat, maintaining to grow a goat will just take a year but if want to extend their growing process it up to you, make sure that the meat should not be old enough so that the buyers will not think twice to have a negotiation longer, so just for a year. The capital to use is 1,000 to 1,500 for small goats and ranging from 4,500 to 6,000 pesos when ready to dispatch. Caring for a goat is a little bit harder because small animals are compared to cows that hard to find grass or leaves to feed in a clean location and housing should be in it, without their house they can’t sleep, and a baby will be easier for them to make.

3.    Chicken cock poultry Many of us have a chicken in our backyards but we can’t say that chickens in the backyard neighbors are enough to feed people especially when the occasion is coming not just once but almost every day there are occasions around, makes a chicken special is that we have a traditional chicken favorite recipes like adobo, fried chicken, grilled or lechon manok, and much-flavored food. Chicken is easy to make them grow for just a few days or 1 month for the exact, However, the income is a little bit lower but we still increase it by increasing the number of chickens on the farm, feeding your chickens with corn or feeds that you can buy in a farm supply for animal food and with a little amount of food investment.

4.    Vegetable farming has the potential for great income because the growing processes of vegetables continue if they fully grow and start producing, the flow of money will be not just like animals that you can wait until the end of growing months before you can sell them to the buyers, Vegetable is really important especially garlic, onions, and tomatoes, these three vegetables are one of the most important in the kitchen because, without this three important vegetables, you can’t cook a better pinakbet or mixed vegetables. Some of the most popular too to the market are eggplant, String beans, Bitter melon, Squash, Ladyfingers, Green Chili, and Botchoy or petchay tagalong. The income is a little bit slow but just like what I said the difference will be known exactly by time.

5.    Corn farming can you guess what part of the Philippines is the best or biggest producer of corn? You can search on Google later, so how does corn farming work? Let’s start with the question 1. The reason for producing massive corn production? 2. Where and how can you sell the products? 3. Are you applicable for a business permit before you can sell? 4. How much would it be used to control this business because yes you will need people to help you from planting to harvesting? And 5. How much can you actually earn? The reason is that we have animals to feed and some food products that we consume every day like chips, bread, and powders which are one of the basic needs or ingredients in making daily food products. To sell the corn is not hard to find buyers anywhere you can find a rice mill or a company that accepts harvested farm products. Literally, no permit if you are only a local farmer. To estimate the expenses it would range up to 50,000 or sometimes lower, but the income is really massive triple the capital.

How much does an OFW abroad earn a month?

 How much does an OFW abroad earn a month?

If you are working in the USA then I think even if I do not estimate I know one of OFW there can earn us much us 5,000 dollars a month or higher for those who are working in professions like IT, Teaching, Business, Engineering, etc. and the none professionals can also earn higher than that 5,000 dollars but I think some of them almost just earn 1,500 dollar/or 70,000 a month in pesos conversion. it takes over from professionals who earn less from that in the Philippines, so sad to say but the Philippines is really nowhere, I don't want to talk about the Philippines, we all know the Philippines has a poor side and a rich side which are most of them are corrupt especially in the government so you will be notified where to complain why jobs in the Philippines earn a little 1/4 cut if comparing abroad.

But before you confirm let me tell you this because I'm not yet finished discussing OFW in the USA, In the USA OFW is required, or even if not required you must need or you will need to find your best apartment or accommodation, so meaningly your salary is just mentioned without expenses above so let's make it clear right now, Salary minus apartment minus Food and allowance minus transportation or gasoline, then what else? so how are the none non--professionals? how do they survive? I don't know I just heard from my friend who discussed it many times because I also inquiring how life in the USA if it's good or better from here in the Arab country or is it great to live there?

So let's go to Saudi Arabia, The USA is on the top list of where numbers of Filipino's are working and KSA is second, Compared to the USA I think I would rather choose here in Arab countries if you want to earn more in exchange for loneliness because we all know Arab country is a Muslim territory and they don't have entertainment to hung on and liquors, you can't even have a girl anywhere to find, so in the USA if you want a happy life and great moments then why not to go there and enjoy your life but expect a huge expenses even if you have a good salary. In a comparison between these two countries, you will notice that it's literally understanding how it is, even if I do not explain to you right now I know you understand what I mean.

A Saudi boy/girl's salary with a professional or working in a good company can earn as much as S.R 6,000 or sometimes lower without OT, and a factory or none professional can earn S.R. 2,000 or sometimes lower depending on the contract you sign if you agreed with a lower salary. what is the difference in the USA is that we have Free Accommodation, Free Wifi access, Free Appliances to use, Free Transportation and a lot even more so there is a balance between each country, wherever you are there are different factors you should know but in the end we will understand that we are just the same when we meet sometimes and talk about yours and I say what's up!

Comparing is not the topic but seems to be acknowledged so you may know everything When it comes to food and materials or things you can buy between these two countries the USA is more expensive than here in the Arab countries, why? you should know because Saudi Arabia and Neighbors are oil exporters so you must think they have lower expenses and they produce products even more without TAX.